My dream cover-up was at Nordstrom last year for only $189. It was merely an inverted table cloth with a hole at the top for one's head. I loved the feminine scrolled lace that connected to create the arms and the crisp batiste cotton. But in the end, not only would I not spend my hard-earned retirement money on a scrap of material, I couldn't stop thinking about my grandmother's lace tablecloth whenever I looked at it on my online wishlist.
Instead, I found a very nice light-weight and simple white tunic that doesn't require ironing (who irons beach cover-ups?). But if you want to find something really pretty and girly, there are plenty of cover-ups to choose from. Seen this season:
Drop-dead black lace sheath with bell sleeves
Mini-dress in watery turquoise print
White tunic with embroidered gold medallions
Maxi-dress in gyrating red stripes